EIN Application Walkthrough
Business Setup

EIN Application Walkthrough

Your Employer Identification Number (EIN) is the foundation of your business identity. Here is exactly how to apply, what to expect, and how to use it correctly.

10–15 minutes online 5 steps 100% free at IRS.gov

Important: Only apply for your EIN directly at IRS.gov. Third-party websites that charge $50–$300 for EIN applications are unnecessary — the IRS application is completely free.

Step-by-Step Application

01

Confirm You Need an EIN

Most businesses need an EIN. You are required to have one if any of the following apply:

  • You have or plan to hire employees
  • You operate as a partnership, LLC, or corporation
  • You file employment, excise, or alcohol/tobacco/firearms tax returns
  • You withhold taxes on income (other than wages) paid to a non-resident alien
  • You want to open a business bank account (most banks require it)
02

Gather Required Information

Before starting the IRS application, have the following ready to avoid errors or interruptions:

  • Your legal name and Social Security Number (SSN) as the responsible party
  • Your business's legal name exactly as registered with your state
  • Your business's physical address (no P.O. boxes)
  • Your state of formation and date the business was formed
  • The reason you are applying (new business, hired employees, banking, etc.)
  • The type of entity: LLC, S-Corp, C-Corp, Partnership, Sole Proprietor
03

Apply Online at IRS.gov

The fastest and easiest method is the IRS online EIN application — it is free and takes about 10–15 minutes.

  • Go to: irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online
  • Click 'Apply Online Now' — available Monday–Friday, 7am–10pm ET
  • Select your entity type (LLC is most common for business credit purposes)
  • Answer the questions about your business purpose and structure
  • Review your information carefully before submitting — errors require a correction process
  • Download and save your EIN confirmation letter (CP 575) immediately
04

Alternative Application Methods

If you cannot apply online, the IRS offers two additional methods:

  • Fax: Complete Form SS-4 and fax to 1-855-641-6935 (4 business days processing)
  • Mail: Send completed Form SS-4 to the IRS address for your state (4–5 weeks processing)
  • International applicants: Call 267-941-1099 (not a toll-free number)
  • Download Form SS-4 at irs.gov/pub/irs-pdf/fss4.pdf
05

Use Your EIN Correctly

Once you have your EIN, use it consistently across all business activities to build a clean business credit profile:

  • Use your EIN (not your SSN) on all business credit applications
  • Open your business bank account with your EIN
  • Register with Dun & Bradstreet using your EIN to get your DUNS number
  • Use your EIN on business tax returns (Form 1065, 1120, 1120-S)
  • Provide your EIN to vendors and clients who need to issue you a 1099
  • Never share your EIN publicly — treat it like a sensitive identifier

Frequently Asked Questions

Is an EIN the same as a Tax ID Number?

Yes. EIN (Employer Identification Number) and Tax ID Number (TIN) are used interchangeably for businesses. Your EIN is your business's federal tax identification number.

Can I get an EIN if I'm a sole proprietor?

Yes, sole proprietors can get an EIN. While not required for sole proprietors without employees, getting one is strongly recommended for business credit building — it allows you to open business accounts and apply for credit without using your SSN.

How long does it take to get an EIN?

Online applications receive an EIN immediately upon completion. Fax applications take approximately 4 business days. Mail applications take 4–5 weeks.

Does getting an EIN cost money?

No. The IRS issues EINs for free. Be cautious of third-party websites that charge fees for EIN applications — always apply directly at IRS.gov.

Can I have more than one EIN?

Each legal business entity can have one EIN. If you form multiple LLCs or corporations, each entity gets its own EIN. You cannot have multiple EINs for the same entity.

What if I lose my EIN?

Check your original CP 575 confirmation letter, your business tax returns, or any bank documents. You can also call the IRS Business & Specialty Tax Line at 800-829-4933 to retrieve it.

EIN in Hand? Let's Build Your Credit.

Creditrack walks you through every step of building business credit after your EIN is set up.